Your Trusted Partner for Personal Loans, Auto Loans, and Financing Solutions
Fast. Simple. Secure.
Get the financial support you need—when you need it. Whether it's personal loans, auto financing, or flexible funding options, Special Craft Services helps you unlock financial freedom with fast approvals and competitive rates.
Your Trusted Partner for Personal Loans, Auto Loans, and Financing Solutions
Fast. Simple. Secure.
Get the financial support you need—when you need it. Whether it's personal loans, auto financing, or flexible funding options, Blue Lake Finance helps you unlock financial freedom with fast approvals and competitive rates.
Why Choose Special Craft Services?
Quick & Easy Approvals – No long wait times. Get approved in minutes!
Competitive Interest Rates – We offer some of the lowest rates in the industry.
Flexible Repayment Plans – Customize your loan terms to fit your needs.
No Hidden Fees – Transparent and upfront pricing—no surprises.
Bad Credit? No Problem! – We help you secure funding even with less-than-perfect credit.
Why Choose Special Craft Services?
Quick & Easy Approvals – No long wait times. Get approved in minutes!
Competitive Interest Rates – We offer some of the lowest rates in the industry.
Flexible Repayment Plans – Customize your loan terms to fit your needs.
No Hidden Fees – Transparent and upfront pricing—no surprises.
Bad Credit? No Problem! – We help you secure funding even with less-than-perfect credit.
Our Loan Solutions
💰 Personal Loans
Need cash for an emergency, home renovation, or unexpected expense? Our personal loans offer flexible terms and fast funding
🚀 Loan amounts: $2,000 - $100,000
📅 Terms: 6 - 60 months
🔄 No prepayment penalties
🚗 Auto Loans & Financing
Looking to buy a new or used car? Special Craft Services offers low-interest auto loans with flexible payment plans.
💸 New & Used Auto Loans: Drive off with a low-rate loan.
🔄 Auto Refinancing: Lower your current auto loan payments.
🛠 Bad Credit Auto Loans: We finance all credit types.
Our Loan Solutions
💰 Personal Loans
Need cash for an emergency, home renovation, or unexpected expense? Our personal loans offer flexible terms and fast funding—so you can take control of your financial future.🚀 Loan amounts: $2,000 - $100,000
📅 Terms: 6 - 60 months
🔄 No prepayment penalties
🚗 Auto Loans & Financing
Need cash for an emergency, home renovation, or unexpected expense? Our personal loans offer flexible terms and fast funding—so you can take control of your financial future.🚀 Loan amounts: $2,000 - $100,000
📅 Terms: 6 - 60 months
🔄 No prepayment penalties
How It Works
1️⃣ Apply Online: Fill out our secure online application in just minutes.
2️⃣ Get Approved: Receive an instant pre-approval decision.
3️⃣ Receive Your Funds: Get funded as fast as 24 hours.
🔹 100% Online | No Hidden Fees | No Impact on Your Credit Score to Check Eligibility
Who We Help
✅ Individuals looking for quick personal loans
✅ Car buyers needing low-rate auto financing
✅ Borrowers with less-than-perfect credit
We believe everyone deserves financial flexibility. Let’s make it happen!
Who We Help
✅ Individuals looking for quick personal loans
✅ Car buyers needing low-rate auto financing
✅ Entrepreneurs and business owners needing funding
✅ Borrowers with less-than-perfect credit
We believe everyone deserves financial flexibility. Let’s make it happen!
Apply for Your Loan Today!
💰 Get the funds you need—fast and hassle-free!
🔹 No Hidden Fees | Secure Process | Instant Decisions
📍 Start Your Application Now!
📞 Have questions? Call us at (954) 997-2822
or email Us at [email protected]
All unsecured personal loans through Special Craft Services offer a fixed rate and range between 6.7% and 35.99% APR based on 5-year rates offered in December 2025. The lowest rates are only available to the most qualified applicants. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.
When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.
As of publication in September 2024, and based on a comparison between the Special Craft Services model and a hypothetical traditional model using Special Craft Services data from January to December 2023. For more information on the methodology behind this study, please see Special Craft Services Annual Access to Credit results here.
The majority of unsecured loan borrowers on the Special Craft Services marketplace are able to receive an instant decision upon submitting a completed application without providing additional supporting documents, however, final approval is conditioned upon passing the hard credit inquiry. Loan processing may be subject to longer wait times if additional documentation is required for review.
If you accept your loan by 5pm EST (not including weekends or holidays), your funds will be sent on the next business day. When the funds will be available to you will depend on your bank’s transaction processing time and policies.
Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Minimum loan amounts vary by state: GA ($3,100), HI ($2,100), MA ($7,000).
This information is estimated based on all consumers who were approved for an auto loan through the Special Craft Services platform and accepted their final terms. As of 12/31/2024, the average yearly payment savings amount is $1,081. To evaluate savings on a loan you are considering refinancing, it is important to compare your APR and remaining term from your existing auto loan to the APR and term offered through Special Craft Services.
As of 12/31/2024, across the entire Special Craft Services marketplace.
This type of loan within the Special Craft Services platform is a short-term loan with no interest and an origination fee that makes up the APR calculation. A representative example of payment terms for this type of loan is as follows: a borrower receives a loan of $1,000 for a term of 12 months and an origination fee of $205, for an APR of 35.95%. In this example, the borrower will receive $1000 and will make 12 monthly payments of $100.44.
Minimum annual income required to be eligible to apply is $12,000.
Personal Loans: The full range of available rates varies by state. A representative example of payment terms for an unsecured Personal Loan is as follows: a borrower receives a loan of $10,000 for a term of 60 months, with an interest rate of 18.60% and a 8.51% origination fee of $851, for an APR of 23.07%. In this example, the borrower will receive $9149 and will make 60 monthly payments of $258. APR is calculated based on 5-year rates offered in December 2024. There is no downpayment and no prepayment penalty. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.
Auto Loans: The full range of available rates varies by state. A representative example of payment terms for an Auto Refinance Loan is as follows: a borrower receives a loan of $20,000 for a term of 60 months, with an interest rate of 10.72% and an origination fee of $1000, for an APR of 12.44%. In this example, the borrower will receive $19,000 and will make 60 monthly payments of $433. APR is calculated based on 5-year rates offered in December 2024. There is no downpayment and no prepayment penalty. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.
Use of funds must be in accordance with Special Craft Services Acceptable Use Policy.
Special Craft Services is not the lender. All loans on Special Craft Services marketplace are made by regulated financial institutions.